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Terms of Use

Introduction

These are the Terms of Use (“Terms” or “Terms of Use”) between Finstek Limited, duly registered under the laws of Hong Kong under registration №2551067 (hereinafter referred to as the “Company” or “Finstek”) on the one part, and you (hereinafter referred to as the “user(s)” or “you”), as the other party (or parties).

These Terms shall govern your use of this website, finstek.com (hereinafter referred to as the “Website”). The content available on this Website is not directed at or intended for access or use by any individual in a jurisdiction where such access or use would violate applicable laws or regulations. By accessing or using the Website, you confirm that you are not a resident or citizen of, and are not accessing the Website from, any restricted jurisdiction, and that you have read, understood, and agreed to these Terms. If you do not agree to these Terms, you must not use the Website.

Intellectual Property Rights

“Intellectual Property” of the Company includes, without limitation, all patents, copyrights, trade secrets, trademarks, service marks, design rights, and other proprietary rights in and to all text, graphics, images, software, and other materials related to Finstek Website, including both front-end and back-end components, and any modifications or customizations thereof, whether developed by the Company or with third-party assistance. This also encompasses all know-how, methodologies, techniques, processes, equipment, the overall look and feel of the Website, as well as all trade names, trademark applications, URL registrations. All Intellectual Property rights (whether registered or unregistered) related to the Website and related materials are owned and remain the exclusive property of the Company or its licensors.

You acknowledge that you may not reproduce, copy, adapt or use Finstek logo without prior direct written approval of the Company.

Users Restrictions and Obligations

Users are granted only limited rights to access and use the Website and associated materials, strictly under the terms outlined herein:
  • You may access and use the materials on this Website only for lawful purposes. You must not copy, alter, modify, reproduce, distribute, or otherwise use any Website content in a manner that misrepresents its source, suggests ownership by anyone other than Finstek, or enables commercial exploitation.
  • You must not submit false or misleading information through any contact form on the Website or use the forms to send spam or information infringing third-party rights.
  • You must not attempt to gain unauthorized access to the Website, its servers, or any connected systems, nor introduce viruses, malware, or other harmful code; nor use any automated means (including bots, scrapers, or crawlers) to access, copy, or harvest content from the Website; nor encumber, disassemble, decompile, reverse engineer, attempt to discover the source code, or interfere with the underlying structure or algorithms of the Website.
  • You must not allow any third party to engage in any of the prohibited activities described above and must promptly notify the Company in writing of any unauthorized use, reproduction, or distribution of the Website.
Except for the limited rights and licenses expressly granted hereunder, no other license is granted, no other use is permitted, and Company (and its licensors) hereby reserves all right, title and interest in and to the Website and related documentation (including all Intellectual Property rights embodied therein and any and all copies, modifications and derivative works thereof). Users agree not to take any action inconsistent with such title and ownership.

Privacy and Cookies

Your use of this Website is also subject to our Privacy Policy, which explains how we collect, use, and protect your personal data and use cookies on the Website. By using the Website and/or submitting, you acknowledge and agree to the Privacy Policy.

Third-Party Materials and Websites

This Website may include materials created by third parties or links directing users to external websites. Such third-party materials and websites are not under the direct control of the Company, and the Company accepts no liability or responsibility for their content, functionality, or availability. The presence of these links does not imply any endorsement or affiliation unless explicitly stated. You acknowledge and agree that the Company reserves the right to request the removal of any link to this Website that has been posted or maintained without the Company's prior direct written approval.

Updates

The Company may update these Terms periodically, and any changes will be communicated by posting the revised version on this Website. You are expected to review the Terms each time you access the Website to ensure you understand the conditions in effect at that time. Continued use of the Website following the publication of any updates constitutes your acceptance of the modified Terms. While the Company endeavors to update the Website regularly, it makes no representation or warranty that the content, materials, or information displayed on the Website is current, accurate, or that any services or products referenced are available at any given time. The Company reserves the right to modify or remove any content on the Website at its sole discretion and without prior notice. You are responsible for ensuring that any individuals accessing the Website through your internet connection are informed of these Terms and comply with them.

No Advice and No Recommendations

The content on this Website is provided for general information only and is not intended to amount to advice on which you should rely. Finstek Limited is not a financial broker, does not hold client funds and does not offer financial advice, investment, consulting or brokerage services. Finstek Limited bears no liability for any loss, damage, or expense due to the use of any information on this Website or other external website referenced here.

Disclaimer of Warranties, Liability, Indemnity

The Website, along with all associated materials and software, is provided on an "as is" and "as available" basis. No warranties or representations are made regarding the accuracy, completeness, reliability, or timeliness of the content. To the fullest extent permitted by law, all warranties, whether express, implied, statutory, or otherwise, are hereby excluded, including but not limited to warranties of merchantability, satisfactory quality, fitness for a particular purpose, or non-infringement. The Company accepts no liability for any loss or damage to your computer system, loss of data, business interruption, or loss of revenue or profits, nor for any indirect, incidental, special, or consequential damages arising from your access to or use of the Website. This applies whether the claim is based in contract, tort (including negligence), strict liability, or otherwise. The Company does not guarantee that the Website or any related software will be secure, free from errors, viruses, or uninterrupted in operation. You agree to indemnify, defend, and hold harmless the Company, along with its officers, directors, employees, agents and affiliates, from and against any claims, damages, losses, liabilities, or expenses (including legal fees) arising out of or related to your use of the Website, including: (i) your breach of these Terms; (ii) your unauthorized use of the Website or its content; (iii) your violation of any applicable law or third-party right in connection with your use of the Website; or (iv) any infringement by you of the Company's Intellectual Property Rights.

No waiver

Non-enforcement of any provision of these Terms by the Company shall not constitute a waiver of such provision or of the right to enforce it in the future.

Applicable Law

These Terms, and the rights and obligations of the parties hereto, shall be governed by, construed and enforced in all respects by the laws of Hong Kong without regard to choice of law principles. Any dispute arising out of or in connection with these Terms or your use of the Website shall be subject to the exclusive jurisdiction of the courts of Hong Kong, save that the Company may bring proceedings in any other court of competent jurisdiction.

These Terms were last updated in May 2026.

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